Prestige Auto Sales
2261 S.W. College Rd. Ocala, FL 34474Local: 352-694-1234
- TOLL-FREE: 1-866-980-4156
News
2007 & 2008 &
2009
Marion county Florida has a repeat
retail sales leader again for 2009. For independently owned and operated
pre-owned dealers "Prestige Auto Sales" was #1 in retail sales for both 2007,
2008 & 2009 in Marion county. The department of motor vehicles tracks sales
for all dealers, both new and used, and for Marion county "Prestige Auto Sales"
was the only Independent, used car, sport utility & truck dealer to surpass
700 sales for the year of 2007 and over 600 sales in 2008 and about 500 sales in
2009 despite a change in the economy. That is over 1,800 retail sales in that 36
month period and all done with a stock of inventory of about 50-60
vehicles.
Prestige Auto Sales is owned by Chris Spears who himself is a life-time Marion county resident and who joined the automotive business right out of college in 1985. To tell you a little about our county, according to the US Census Bureau, the county has a total area of 1,663 square miles, of which, 1,579 square miles of it is land and 84 square miles of it (5.06%) is water. Marion county is about a two hour drive from many of Florida's major cities, Orlando is 90 minutes to the southeast while Daytona Beach is also 90 minutes to the east. Tampa is about 90 minutes to the southwest. Jacksonville is roughly a two hour drive northeast . Miami is about five hours to the southeast as is Fort Lauderdale. We know you can shop anywhere so we take it as an honor when you give us a chance to earn your business. Even thought Prestige Auto Sales has a #1 sales ranking, we know the biggest room in our house is the room for improvement and one of our main goals for 2010 is to improve. Perfection is the goal, excellence will be tolerated. Our goal is not satisfied customers, but raving fans!
Prestige Auto Sales's automotive expertise is a product of our sustained interest in industry trends and characteristics. We are privileged to share the latest news, promotions and events with you and hope the information will enhance your shopping experience. As you know, there are many new cars from which to choose, and we believe an informed customer is the best customer.Thank you for your valuable time ..Chris
Family owned and operated!
Fall '08 Vacation!
Savannah, Chris, kelley & Saylor
Sculpture Honoring Veterans Unveiled!
OCALA - About 40 people attended the unveiling of a sculpture at the Marion County Veterans Memorial Park on Friday. While the upcoming election was a hot topic for those asked to speak, the gathering mainly commemorated the veterans of Ocala and Marion County.
The day was windy and clear, and for most of the hour-long program, a blue tarp covered the sculpture.
Called "Hero," the horse-shaped sculpture is similar to the statues in Horse Fever, the public art exhibition organized in Ocala several years ago.
Chris Spears, owner of Prestige Auto Sales, commissioned the artwork after he saw local artist Kim Samson's contribution to Horse Fever, "Old Glory," another patriotically-themed horse sculpture. He called Samson a "good friend and customer."
Patriotic Horse
2261 SW College Rd. Ocala, Florida
Centrally located on new car row in Ocala, Prestige offers ultra-clean vehicles with a concentration on a great buying experience. This combination of value & service has this location selling 90-100% of its stocked inventory on a monthly basis.
Meet Our Friendly Staff At Prestige
2007 & 2008 &
2009
Marion county Florida has a repeat
retail sales leader again for 2009. For independently owned and operated
pre-owned dealers "Prestige Auto Sales" was #1 in retail sales for both 2007,
2008 & 2009 in Marion county. The department of motor vehicles tracks sales
for all dealers, both new and used, and for Marion county "Prestige Auto Sales"
was the only Independent, used car, sport utility & truck dealer to surpass
700 sales for the year of 2007 and over 600 sales in 2008 and about 500 sales in
2009 despite a change in the economy. That is over 1,800 retail sales in that 36
month period and all done with a stock of inventory of about 50-60
vehicles.
Jim Fenton
Frank Johnson
Savannah, Chris, Kelley, Saylor Spears
Chris, Kelley, "Little Miss" and Saylor Spears are all lifetime Marion Co. residents.
"Happy Customers"
Marion's 1st.Certified Female Friendly Dealer
We have successfully completed the Ask Patty training program and are proud to be a female Friendly Certified Dealer.
Marion's First "Female Certified Dealer"
The Truth About Multiple Credit Inquiries
By Michelle Singletary
Thursday, May 5, 2005; E03
Lots of consumers bristle because they think this means a credit inquiry may be posted on their credit report. The credit-smart folks out there understand that with too many credit inquiries, their almighty credit scores (generated by each of the three major credit bureaus) could take a hit.
In fact, a reader
wrote to me on this very issue: "I hear that every time you test-drive a car the
dealership runs a credit check, and since the big three credit-reporting
companies penalize you (i.e., lower your credit rating) for more than three
credit checks within a certain time period, the test drives can cost
you."Is this reader right?
I put the question to Fair Isaac Corp., the company that created the FICO credit-scoring model many lenders use.
"It's ironic that so much attention gets focused on credit inquiries because they are such a tiny part of the FICO score," said Craig Watts, public affairs manager for Fair Isaac.
For starters, Watts dispels the notion that there is an inquiry quota of three. "That's a myth," he said.
But perhaps it would help if I first explained why the scoring models count inquiries or requests from lenders in the first place. Lenders use scores to assess how risky a borrower might be, and multiple credit inquiries could indicate that someone is having money problems and needs lots of credit.
So here's the truth about credit inquiries, according to Fair Isaac:
· The credit-scoring model recognizes that many consumers shop around for the best interest rates before buying a car or home and that their searching may cause multiple lenders to request their credit report. To compensate for this, multiple auto or mortgage inquiries in any 14-day period are counted as one inquiry.
· In the newest formula used to calculate FICO scores, that 14-day period has been expanded to any 45-day period, Watts said. This means consumers can shop around for an auto loan for up to 45 days without affecting their scores. But the old 14-day rule might still apply at some lenders that aren't using the new version.
The newest FICO version went online at all three credit agencies -- TransUnion, Equifax and Experian -- in 2004, Watts said. Typically, it takes lenders months to adjust their processes so they can accommodate revised formulas -- and some lenders never adjust, he said.
· The FICO score ignores all mortgage and auto inquiries made in the 30 days before scoring. If you find a loan within 30 days, the inquiries won't affect your score while you're rate-shopping.
· Each "hard" credit inquiry (meaning the consumer has applied for some form of credit, prompting the creditor to check the credit report or score) that is counted normally subtracts no more than five points from a person's score. Often, no points are subtracted.
· The score does not count requests that a lender has made for your credit report or score in order to make you a "preapproved" credit offer (you know, those darned offers that crowd your mailbox).
· The formula doesn't count inquiries made by a lender reviewing an account you already have with that lender.
· Inquiries that come from employers are not counted. Nor is it counted when you ask to see your own report or score.
"Realistically, only a narrow group of people has good reason to be cautious about the effect inquiries could have on their FICO score," Watts said.
Here's who might be concerned, according to Watts:
· People who take an unusually long time (several months) to shop for a new mortgage or auto loan.
· Consumers who shop around in the same year for several different lines of credit not associated with a mortgage or auto loan.
· People who know before they begin applying for credit -- presumably from conversations with creditors -- that their credit score barely qualifies them for their desired credit offering.
"We generalize by saying that typically no more than 10 percent of a FICO score's weight is determined by a person's taking on [and searching for] new credit," Watts said. "But for most people, inquiries have little to no influence on their FICO scores."
So there you have it: the lowdown on credit inquiries.
Michelle Singletary discusses personal finance Tuesdays on NPR's "Day to Day" program and online athttp://www.npr.org. Readers can write to her at The Washington Post, 1150 15th St. NW, Washington, D.C. 20071. Send e-mail tosingletarym@washpost.com. Comments and questions are welcome, but because of the volume of mail, personal responses are not always possible. Please also note that comments or questions may be used in a future column, with the writer's name, unless a specific request to do otherwise is indicated.
© 2005 The Washington Post Company
"Happy Customers"